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As a breadwinner, you want the best for your loved ones by protecting their health and well-being, and securing their financial security in the event you are no longer around. However, planning for this often takes a backseat these days due to the demands and pressure of intense work environments and uncertain economic situations along with a hectic social life and the family at home.


Taking that into consideration, how can you stay prepared to face those challenges head on while you work towards your goals? Read on for some tried and tested ways you can protect what you’ve worked hard for.

Plan your future-self first

When it comes to planning for the future, it’s always good to start early so that you have more time to reach your short term and long term goals. But while you may be eager to start as soon as possible, it’s important to take care of your current needs first. Make sure you have sufficient emergency savings and are not heavily in debt before you start saving for the future.


It can be tempting to sacrifice so that your child can have the best, but you also need to make sure you have enough for yourself.

Protect your wealth

While you save for the future, you’ll want to protect your wealth. One way to do this is to consider an insurance plan that comes with investment features. As the notion of saving alone might not be enough to secure your future, there is a need to ensure your savings grow with smart investments that do not put your hard-earned money at risk.


Through an insurance plan, it provided the best of both worlds where you enjoy insurance protection and also investment growth through your premiums. Look no further than our SunInvest plan that lays out your investment path while providing insurance protection that gives you a peace of mind by safeguarding your family’s future financial and protection needs. Focused on growing your capital with smart investments, SunInvest helps to balance out the effects of inflation and preserve the value of your wealth. This is extremely important to ensure you are able to ride out any turbulent period without causing unnecessary stress to you and your family.

Securing your health for peace of mind

While you’re making sure that your loved ones are taken care of, you also need to ensure your health needs are safeguarded for the long term. One of the more effective ways to secure that is by getting an insurance plan for comprehensive coverage should the unexpected happens.


Other than one that comes with investment opportunities, it’s important to also have an insurance plan that provides sufficient medical coverage. With the rise in healthcare cost, medical bills can take a lot out of your savings and derail all your hard work. Furthermore, should you wish to opt for medical treatment overseas, you’ll spend even more not just on medical, but air tickets, accommodation, and other arrangements.


To ease with all that hassle while having access to borderless premier health coverage, Sun Prestige Health is a medical insurance plan that offers critical illnesses coverage and provides you the opportunity to seek medical expertise worldwide. This also comes with full concierge services, including but not limited to travel and accommodation arrangements for you and your companions, so you can focus fully on recuperating and getting ready to embrace every moment life brings.


With the right protection and proper planning, you can take the first step to ensuring a financially-secure future for you and your loved ones. Find out more about our products that can protect both your health and wealth here.


The contents in this document are reasonably believed to be correct at the time of issue and are subject to change.


CIMB Bank Berhad (“CIMB”) makes no express or implied representation, recommendation or warranty as to the accuracy, desirability, reliability, or completeness of any information and opinion relating to any matter contained in this document.


The information in this document is subject to change and correct at the time of issue. Neither does this document purport to contain all the information that a prospective investor may require. Because it is not possible for CIMB to have regard to the specific investment objectives, financial situation and particular needs of each person who reads this document, the information contained in it may not be appropriate for all persons.


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