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Revolving Line of Credit

Allowing You to Access Funds

up to the approved limit, whenever you need them

Financing of 

Residential Properties and Business Premises

Versatile

Use of Funds

Benefits & Privileges

  • Overdraft

    Subject to periodic review and repayable on demand.

  • Competitive Rate

    Enjoy attractive financing rate with our home financing package.

  • Information at Your Fingertips

    Check your balances via CIMB Octo App.

  • Margin of Financing

    High margin of financing of up to 60% subject to maximum Overdraft limit of RM200,000.

  • Tenure

    Overdraft is subject to periodic review and repayable on demand.

  • Purpose & Type of Properties

    All types of completed residential, commercial & industrial properties - landed and non-landed.

    Semi-permanent residential properties (half bricks and half timber) are only permitted in the states of Sarawak and Sabah.

    Leasehold properties should have unexpired lease of not less than 30 years.

Eligibility & Requirements

Individuals aged 18 years and above

Fees & Charges 

Commitment Fee

A commitment fee of 1% per annum will be charged on the unutilised portion of the Facility if or when all the overdraft facilities granted to you by the bank exceed RM250,000.00 at any time.

For other Fees & Charges, click here.

Required Documents 

Identification document and proof of purchase Malaysian Applicants
  • Copy of NRIC
  • Sale and Purchase Agreement or the developer’s booking form

Foreign Applicants (Not applicable for Vacant Land Products)

● Regional Preferred/Private Banking (from the ASEAN countries where CIMB has a presence)

● Local Preferred/Private Banking

  • Copy of Passport (minimum 6 months validity) or MyPR
  • Sale and Purchase Agreement or the developer’s booking form
Income documents Salary Applicants
  • Latest 3 months' salary slips
  • Latest EPF statement or last 3 months' bank statements with credited salaries
Commission Applicants
  • Latest 6 months' commission statement
  • Latest 6 months' bank statement with credited commission
Self-Employed Applicants
  • Business registration
  • Latest 6 months' business bank statements
  • Latest Form B with tax payment receipt
Note: Foreigners and Malaysia Permanent Residents, without CIMB Regional Preferred or Private Banking relationship, may require to submit additional supporting documents upon request.

Need More Information?

Call Us At

Local: 1300 885 300

Overseas: +603 2295 6888

(Available 24 hours)