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What are Structured Products?

Structured products are investments that are designed to offer tailored risk-return profiles, meeting specific financial goals. Key features include:

 

  • Customisation: Structured Products offered by CIMB can be fully customised to meet investors' personalized objectives, such as diversification, leverage, yield enhancement, access to non-traditional asset classes, and conversion.
  • Risk and Return Profile: Offer varying levels of risk and potential returns, allowing investors to select products that align with their risk tolerance and investment goals.
  • Opportunity in Various Market Conditions: These products are designed to provide investors with the opportunity to earn potential returns across different market conditions.
  • Pre-Agreed Tenor: Suitable for investors who are willing to hold the Islamic Structured Product for a pre agreed tenor/maturity. Early redemption may result in a partial or total loss of the initial investment amount.
  • Potential Returns: Returns are tied to the performance of assets. The returns (if any), may be paid periodically (e.g., quarterly, semi-annually, or annually) based on the product structure.

 

Click here to view our wide selection of underlying references.

 

This product is NOT protected by Perbadanan Insurans Deposit Malaysia. 

 

Suitable for: Defensive to Aggressive Investors

Why You Should Invest in Structured Product

Get

Diversified Exposure

to a range of asset classes

Enjoy

Customised Solutions

that are designed to cater various market conditions 

Customisable

Risk-return Profile

that aligns with investment goals

Benefits & Privileges

  • Diversify Investment Portfolio

    Structured products offer an alternative to direct investment in underlying asset classes by broadening the range of underlying assets in an investor's portfolio. 

     

    Investment ideas for structured products: 

    • Gold Convertible / Reverse Gold Convertible 
    • Dual Currency Investment
    • Non-Principal Protected Equity Linked Investment
    • Credit Linked Structured Product
    • Bullish Bearish FX Tranche Investment
  • Fully Customised

    Designed to suit a variety of risk appetites, structured products can be customised to align with your investment objectives – whether you’re looking for income, growth, or capital protection.

  • Enhanced Returns

    With designed payout structures, it can provide the potential for enhanced returns compared to traditional investments, even in volatile markets.

  • Regular Source of Income

    Potentially earn regular fixed coupon throughout the investment tenor.

What Are The Key Product Risks?

Credit Risk

  • The payment of the Principal Amount or returns (coupon) of this Investment depends upon the ability of the Bank to make such payments. The Investor is therefore taking the credit risk of the Bank as the issuer to the Investment. This investment is not protected by Perbadanan Insurans Deposit Malaysia.

Market Risk

  • The returns on the Investment may be dependent upon the performance of the Underlying Asset(s). This may include the possibility that the returns on this Investment may be substantially less than expected, or even that no returns at all may result from this Investment.

Early Redemption Risk

  • If this investment is redeemed earlier than at maturity due to an early redemption, the investor may not necessarily receive the same redemption price as if it were to held to maturity, including the possibility of some degree of partial or total loss of the initial investment amount.

Know More About Product Ideas

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Eligibility & Requirements

Starting from minimum investment amount of RM40,000

Important Notes

This material has not been reviewed by the Securities Commission Malaysia (“SC”).

WARNING
THE RETURNS ON YOUR STRUCTURED PRODUCT INVESTMENT WILL BE AFFECTED BY THE PERFORMANCE OF THE UNDERLYING ASSET/REFERENCE, AND THE RECOVERY OF YOUR PRINCIPAL INVESTMENT MAY BE JEOPARDISED IF YOU MAKE AN EARLY REDEMPTION. THIS STRUCTURED PRODUCT INVESTMENT IS NOT INSURED BY PERBADANAN INSURANS DEPOSIT MALAYSIA.

MEMBER OF PIDM.

For further information, please contact your relationship manager or visit any of our CIMB Bank branches.