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2-in-1 Account

for your loan and deposit

Balance in the Current Account

Will Help to Reduce Your Loan Interest

The More You Save

The Sooner Your Financing Will Be Settled

Benefits & Privileges

Whatever You Deposit is Whatever You Will Save on Your Financing Profit

CIMB fully recognizes 100% of your current account deposit balance to help reduce your daily loan interest. There is no cap on your interest savings.
Full Flexibility at Your Convenience

Flexibility to deposit, withdraw, transfer funds and check financing details through our CIMB Octo App.
One Account

Combination of loan and current account* to facilitate withdrawal of excess cash.

More Information *
Competitive Rate

Enjoy attractive profit rate with our business premises financing package.
Margin of Financing

High margin of financing of up to 90% inclusive of MRTA / MLTA / Legal fee / Valuation fee. (Maximum cap for MRTA / MLTA / Legal / Valuation fee at 5%)
Tenure

Financing up to 30 years (minimum 5 years) or age 70, whichever is earlier.
Purpose & Type of Properties

For purchase and refinancing of completed and under-construction commercial & industrial properties for individual customers.
Group Mortgage Reducing Term Assurance (MRTA) / Group Mortgage Level Term Assurance (MLTA)

Financing of MRTA / MLTA is available providing you and your loved ones a peace of mind.

Eligibility & Requirements

Individuals aged 18 years and above

Fees & Charges

For full list of Fees & Charges, click here.

Required Documents

Identification document and proof of purchase	Malaysian Applicants	Copy of NRIC Sale and Purchase Agreement or the developer’s booking form
Identification document and proof of purchase	*Foreign Applicants (Not applicable for Vacant Land Products)* ● Regional Preferred/Private Banking (from the ASEAN countries where CIMB has a presence) ● Local Preferred/Private Banking	Copy of Passport (minimum 6 months validity) or MyPR Sale and Purchase Agreement or the developer’s booking form
Income documents	Salary Applicants	Latest 3 months' salary slips Latest EPF statement or last 3 months' bank statements with credited salaries
	Commission Applicants	Latest 6 months' commission statement Latest 6 months' bank statement with credited commission
	Self-Employed Applicants	Business registration Latest 6 months' business bank statements Latest Form B with tax payment receipt
Note: Foreigners and Malaysia Permanent Residents, without CIMB Regional Preferred or Private Banking relationship, may require to submit additional supporting documents upon request.

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Call Us At

Local: 1300 885 300

Overseas: +603 2295 6888

(Available 24 hours)

BizFlexi

2-in-1 Account

Will Help to Reduce Your Loan Interest

The Sooner Your Financing Will Be Settled

Benefits & Privileges

Whatever You Deposit is Whatever You Will Save on Your Financing Profit

Full Flexibility at Your Convenience

One Account

Competitive Rate

Margin of Financing

Tenure

Purpose & Type of Properties

Group Mortgage Reducing Term Assurance (MRTA) / Group Mortgage Level Term Assurance (MLTA)

Eligibility & Requirements

Fees & Charges

Required Documents

Need More Information?

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