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MY

Benefits & Privileges

  • Guaranteed Acceptance

    Easy enrolment for all applicants with no underwriting and medical check-up required1.

     

    More Information 1

  • Choice of Premium Payment and Policy Term
    • Flexibility to choose a premium payment term and policy term that best suits your financial needs.
    • Plan options:
      5 Pay 15 Term (5P15) or 8 Pay 20 Term (8P20).
  • Enhance Your Protection With Optional Rider

    You can further boost your coverage2 for death and TPD up to RM300,000 by attaching Term Life Rider.

     

    More Information 2

  • Insurance Coverage²

    In the event of death/TPD3, you or your loved ones will receive the higher of:

    • 100% of the total basic premiums4  paid (including top-up premiums); or
    • 105% of the value of the universal account,


    PLUS the value of the accumulation account (if any), less any indebtedness.

     

    More Information 2, 3, 4

  • Guaranteed Survival Benefit

    Enjoy guaranteed survival benefit every year with a total of up to 270%5 of the basic annualised premium, starting from end of 1st policy year until the plan matures.

     

    More Information 5

  • Guaranteed Maturity Benefit

    Upon policy maturity, you will receive the higher of:

    • the value of the universal account; or
    • up to 580%5 of the basic annualised premium

     

    PLUS the value of the accumulation account (if any). less any indebtedness.

     

    More Information 5

  • Conditional No-Lapse Guarantee

    Your policy will not lapse in the event that the value of the universal account is less than zero, provided that all premiums due under the policy are paid within the grace period6.

     

    More Information 6

Eligibility & Requirements

(This is an insurance product)

Entry age: Based on the age of your last birthday basis.

Entry age for life assured as follows:

Entry Age 5 Pay 15 Term* 8 Pay 20 Term**
Minimum 30 days old 30 days old
Maximum 70 years old 65 years old

Notes: For the policy owner, the minimum entry age is 18 years old.
 

*5 years of premium payment term and 15 years of policy term coverage

**8 years of premium payment term and 20 years of policy term coverage.

Key Downloads

E-Brochure

Important Notes

This product is underwritten by Sun Life Malaysia Assurance Berhad Registration No. 199001005930 (197499-U) (“Sun Life Malaysia”), an insurer regulated by Bank Negara Malaysia and registered under the Financial Services Act 2013.

 

Sun Life Malaysia Assurance Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM). The benefit(s) payable under eligible certificate/policy/contract is(are) protected by PIDM up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Sun Life Malaysia Assurance Berhad or PIDM (visit www.pidm.gov.my).

 

Disclaimer:


The description of the features and benefits of the insurance product herein is not a contract of insurance and is only a brief summary of the insurance product for quick and easy reference. The complete terms and conditions of the insurance product are contained in the Policy Document of Sun Life Malaysia Assurance Berhad Registration No. 199001005930 (197499-U), the Insurer. 

CIMB Bank Berhad ("Bank") accepts no responsibility, obligation or liability for this insurance product and the services provided by the Insurer. 

The Bank merely acts as a distributor for this insurance product. 

This insurance product is Sun Life Malaysia's product and not a product of the Bank. Therefore this insurance product is not guaranteed by the Bank, its subsidiaries and/or its affiliates and the Insurer shall undertake the full insurance responsibilities, obligations and liabilities in respect of this insurance product.

 

Terms and Conditions apply.

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Local: 1300 885 300

Overseas: +603 2295 6888

(Available 24 hours)

 

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