BizLoan with OD

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Preferred Terms & Conditions

Enjoy Peace of Mind

With Ready Cash

when you need it most

Standard Monthly Repayment

Until the End of the Loan Tenure

Minimum

Loan Limit of RM100,000

(the OD portion should not exceed 50% of the loan limit)

Benefits & Privileges

Overdraft

Subject to periodic review and repayable on demand.
Competitive Rate

Enjoy attractive financing rate with our business premises financing package.
Margin of Financing

High margin of financing of up to 90% inclusive of MRTA / MLTA / Legal fee / Valuation. (Maximum cap for MRTA / MLTA / Legal / Valuation fee at 5%)
Tenure

Financing up to 30 years (minimum tenure 5 years) or age 70, whichever is earlier.
Purpose & Type of Properties

For purchase and refinancing of completed and under-construction commercial and industrial properties for individual customers.
Group Mortgage Reducing Term Assurance (MRTA) / Group Mortgage Level Term Assurance (MLTA)

Financing of MRTA / MLTA is available providing you and your loved ones a peace of mind.

Eligibility & Requirements

Individuals aged 18 years and above

Fees & Charges

Commitment Fee

A commitment fee of 1% per annum will be charged on the unutilised portion of the Facility if or when all the overdraft facilities granted to you by the bank exceed RM250,000.00 at any time.

For other Fees & Charges, click here.

Required Documents

Identification document and proof of purchase	Malaysian Applicants	Copy of NRIC Sale and Purchase Agreement or the developer’s booking form
Identification document and proof of purchase	*Foreign Applicants (Not applicable for Vacant Land Products)* ● Regional Preferred/Private Banking (from the ASEAN countries where CIMB has a presence) ● Local Preferred/Private Banking	Copy of Passport (minimum 6 months validity) or MyPR Sale and Purchase Agreement or the developer’s booking form
Income documents	Salary Applicants	Latest 3 months' salary slips Latest EPF statement or last 3 months' bank statements with credited salaries
	Commission Applicants	Latest 6 months' commission statement Latest 6 months' bank statement with credited commission
	Self-Employed Applicants	Business registration Latest 6 months' business bank statements Latest Form B with tax payment receipt
Note: Foreigners and Malaysia Permanent Residents, without CIMB Regional Preferred or Private Banking relationship, may require to submit additional supporting documents upon request.

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Local: 1300 885 300

Overseas: +603 2295 6888

(Available 24 hours)

BizLoan with OD

With Ready Cash

Until the End of the Loan Tenure

Loan Limit of RM100,000

Benefits & Privileges

Overdraft

Competitive Rate

Margin of Financing

Tenure

Purpose & Type of Properties

Group Mortgage Reducing Term Assurance (MRTA) / Group Mortgage Level Term Assurance (MLTA)

Eligibility & Requirements

Fees & Charges

Required Documents

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