Search

Surplus sharing regular contribution universal takaful plan that secures your legacy and/or business during your lifetime.

Benefits & Privileges

  • Simple Enrolment

    Apply for takaful coverage with a non-medical limit up to RM5,000,000 without additional medical check-up1 required.

     

    More Information 1

  • Tailor Your Protection
    • Flexibility to choose the contribution and contract/certificate term that best suits your affordability and protection needs.
    • Contribution term from 3, 6 or 10 years, with contract/certificate term up to age 80 or 99.
  • Customized Solution for Legacy or Business Protection Needs

    Enhance your coverage by adding level term takaful2 and/or reducing term takaful2 rider.

    More Information 2

  • Accidental Death/TPD Coverage

    Additional up to 100% of BSC will be payable on top of the death/TPD benefit if there is an unfortunate accidental death4/TPD3.

     

    More Information 3, 4

  • Death/Total and Permanent Disability (TPD) Coverage

    In the event of death/TPD3, you or your loved ones will receive the higher of:

    • the basic sum covered (BSC); or
    • the value of the Universal Account;

    less any indebtedness.

     

    More Information 3

  • Final Benefit

    Should the person covered survive until the end of the contract/certificate term, the value of the Universal Account value less any indebtedness, will be payable.

Eligibility & Requirements

(This is a takaful product)

Entry age: Based on the age of your last birthday basis.

Contract / Certificate Term Up to age 80 Up to age 99
Minimum 30 days old
Maximum  60 years old 70 years old

Note: The minimum entry age for contract holder/certificate owner is 18 years old.

Key Downloads

Important Notes

This product is managed by Sun Life Malaysia Takaful Berhad [Registration No. 200501012215 (689263-M)] (“Sun Life Malaysia”), a Takaful Operator regulated by Bank Negara Malaysia and registered under the Islamic Financial Services Act 2013.

 

Sun Life Malaysia Takaful Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM). The benefit(s) payable under eligible certificate/policy/contract is(are) protected by PIDM up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Sun Life Malaysia Takaful Berhad or PIDM (visit www.pidm.gov.my). 

 

Disclaimer

The description of the features and benefits of the takaful product herein is not a contract/certificate of family takaful and is only a brief summary of the takaful product for quick and easy reference. The complete terms and conditions of the takaful product are contained in the Contract/Certificate Document of Sun Life Malaysia, the Takaful Operator.

 

CIMB Islamic Bank Berhad ("Bank") accepts no responsibility, obligation or liability for this takaful product and the services provided by the Takaful Operator. The Bank merely acts as a distributor for this takaful product.

This takaful product is Sun Life Malaysia’s product and not a product of the Bank. Therefore, this takaful product is not guaranteed by the Bank, its subsidiaries and/or its affiliates and the Takaful Operator shall undertake the full responsibilities, obligations and liabilities in respect of this takaful product. 

 

Terms and Conditions apply.

Need More Information?

Call Us At

Local: 1300 885 300

Overseas: +603 2295 6888

(Available 24 hours)