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SunLink Max is an investment-linked insurance plan that provides comprehensive coverage that lasts a lifetime.

Benefits & Privileges

  • Comprehensive and Customisable Coverage¹

    This plan provides valuable benefits to you and your loved ones in the event of death or total and permanent disability (TPD)2. You may further enhance your protection needs with a wide range of optional riders which include:

     

    • MediCare Max
    • Multiple pay critical illness benefit
    • Accidental death benefit
    • Weekly disability income benefit
    • Life assured waiver of premium benefit
    • Policy owner waiver of premium benefit

     

    More Information 1,2

  • Flexible Expiry Terms

    Flexibility to choose different expiry terms which best suit your financial needs, up to age 70, 80, 99 and policy term of 30 years. Extension of insurance coverage (only applicable for expiry term up to age 70, 80 and policy term of 30 years). Upon expiration of the policy, the insurance coverage will be extended up to age 99, subject to additional premium requirements.

     

    No underwriting required for this insurance coverage extension.

  • Manage Your Investment, Your Way

    Enjoy the flexibility to opt from eight professionally managed investment-linked funds according to your risk tolerance level and investment needs. Boost your investment returns with a scheduled or single top-up premium and switch your funds anytime.

  • Maturity Benefit

    (Applicable to the policy expiry at age 99.)

     

    The basic sum assured and total account value – less any indebtedness – will be payable when the life assured survives until the end of the policy term (age 99).

  • Cost of Insurance (COI) Discounts

    Enjoy a discount on the basic COI if you select a higher basic sum assured.

    Please refer below for COI discounts.

  • Full Premium Allocation

    The full amount of premium paid – regardless of basic premium or top-up premium – will be allocated into your policy and invested in the investment-linked funds of your choice.

Eligibility & Requirements

(This is an insurance product)

Entry age: Based on the age of your last birthday basis.

For the life assured

Policy Term 30 years Expiry Age 70 Expiry Age 80 Expiry Age 99
Minimum age at entry 18 years old 30 days old 30 days old 30 days old
Maximum age at entry 40 years old 50 years old 60 years old 70 years old*

*The maximum entry age for TPD coverage is 69 years old.

 

For Policy Owner

The minimum entry age is 18 years old.

 

Policy term

This plan provides 4 options of expiry term for you to choose from:

  • Expiry at age 70
  • Expiry at age 80
  • Expiry at age 99
  • Policy term for 30 years

Cost of Insurance Discounts

Basic Sum Assured Discount on Basic COI
RM 500,000 - RM 999,999 10%
RM 1,000,000 - RM 2,499,000 15%
RM 2,500,000 onwards 20%

Key Downloads

Important Notes

This product is underwritten by Sun Life Malaysia Assurance Berhad Registration No. 199001005930 (197499-U) (“Sun Life Malaysia”), an insurer regulated by Bank Negara Malaysia and registered under the Financial Services Act 2013.

 

Sun Life Malaysia Assurance Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM). Protection by PIDM on benefits payable from the unit portion of this certificate/policy/contract is subject to limitations. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Sun Life Malaysia Assurance Berhad or PIDM (visit www.pidm.gov.my).

 

Disclaimer:

The description of the features and benefits of the insurance product herein is not a contract of insurance and is only a brief summary of the insurance product for quick and easy reference. The complete terms and conditions of the insurance product are contained in the Policy Document of Sun Life Malaysia Assurance Berhad Registration No. 199001005930 (197499-U), the Insurer. 

CIMB Bank Berhad ("Bank") accepts no responsibility, obligation or liability for this insurance product and the services provided by the Insurer. 

The Bank merely acts as a distributor for this insurance product. 

This insurance product is Sun Life Malaysia's product and not a product of the Bank. Therefore this insurance product is not guaranteed by the Bank, its subsidiaries and/or its affiliates and the Insurer shall undertake the full insurance responsibilities, obligations and liabilities in respect of this insurance product.

 

Terms and Conditions apply.

Need More Information?

Call Us At

Local: 1300 885 300

Overseas: +603 2295 6888

(Available 24 hours)