Sun Enrich Extra-i

Hassle-free enrolment for all applicants with no medical underwriting and check-up required¹.

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• Flexibility to choose a contribution payment term and contract term that best suits your affordability and preference.
• Plan options: 5 Pay 15 Term, 5 Pay 18 Term, 10 Pay 20 Term, or 20 Pay 30 Term.

• Cash payout from the universal account will be payable at end of every contract year, starting from end of the 1st contract year until the plan matures, provided that the contract is in force.
• The contract holder can choose to receive the cash payout directly or reinvest the cash payout into in one or a mixture of the investment-linked funds offered under this plan with 100% allocation.

Upon maturity of contract, the value of universal account shall be paid, together with the reinvested cash payout in the unit fund account (if any) as at the valuation date immediately following the benefit end date, less any indebtedness.

(a) Death/TPD due to natural causes (within 24 months from the contract commencement date) higher of:

(i) 100% of the total takaful contribution paid (including top-up contributions) less the total cash payout (CP) paid;

or

(ii) 100% of the value of the universal account, immediately following the date of event.

(b) Death/TPD due to natural causes (after 24 months from the contract commencement date) higher of:

(i) 100% of the total takaful contribution paid (including top-up contributions) less the total CP paid;

or

(ii) 105% of the value of the universal account, immediately following the date of event.

(c) Death/TPD due to accidental causes higher of:

(i) 100% of the total takaful contribution paid (including top-up contributions) less the total CP paid;

or

(ii) 105% of the value of the universal account, immediately following the date of event,

PLUS

• Additional 100% of the total takaful contribution paid (excluding top-up contributions)³.

(d) Death/TPD due to accidental causes in overseas higher of:

(i) 100% of the total takaful contribution paid (including top-up contributions) less the total CP paid;

or

(ii) 105% of the value of the universal account, immediately following the date of event,

PLUS

• Additional 200% of the total takaful contribution paid (excluding top-up contributions)³.

Benefit (a), (b) or (c) will be payable together with the reinvested CP in the unit fund account (if any) as at the valuation date immediately following the date of event, less any indebtedness.

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