Home Loan

Competitive Rate

Enjoy attractive financing rate with our home financing package.
Margin of Financing

High margin of financing of up to 95% inclusive of MRTA / MLTA / Legal fee / Valuation fee. (Maximum cap for MRTA / MLTA / Legal / Valuation fee at 5%)
Tenure

Financing up to 35 years (minimum tenure 5 years) or age 70, whichever is earlier.
Group Mortgage Reducing Term Assurance (MRTA) / Group Mortgage Level Term Assurance (MLTA)

Financing of MRTA / MLTA is available providing you and your loved ones a peace of mind.
Purpose & Type of Properties

For purchase and refinancing of completed and under-construction residential properties (including resort homes & service apartments) for individual customers.
Information at Your Fingertips

Check your balances via CIMB Octo App.

Eligibility & Requirements

Individuals aged 18 years and above

For full list of Fees & Charges, click here.

Calculate Your Monthly Instalment

Estimate your home loan amortisation with the Monthly House Loan Instalment Calculator. See how you can afford your dream home!

Identification document and proof of purchase	Malaysian Applicants	Copy of NRIC Sale and Purchase Agreement or the developer’s booking form
Identification document and proof of purchase	*Foreign Applicants (Not applicable for Vacant Land Products)* ● Regional Preferred/Private Banking (from the ASEAN countries where CIMB has a presence) ● Local Preferred/Private Banking	Copy of Passport (minimum 6 months validity) or MyPR Sale and Purchase Agreement or the developer’s booking form
Income documents	Salary Applicants	Latest 3 months' salary slips Latest EPF statement or last 3 months' bank statements with credited salaries
	Commission Applicants	Latest 6 months' commission statement Latest 6 months' bank statement with credited commission
	Self-Employed Applicants	Business registration Latest 6 months' business bank statements Latest Form B with tax payment receipt
Note: Foreigners and Malaysia Permanent Residents, without CIMB Regional Preferred or Private Banking relationship, may require to submit additional supporting documents upon request.

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