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Why choose

HomeFlexi Smart?

 

With CIMB HomeFlexi Smart, you're not just financing your dream home.

 

You're gaining full control over your finances and unlocking smart savings along the way.

Here's how much you can potentially save with CIMB HomeFlexi Smart:

 

Ready When You Are

Buying your first home? Refinancing?

 

Moving up to a bigger space?

 

Whatever your journey, CIMB HomeFlexi Smart adapts to your financial goals.

 

Visit a CIMB Branch near you.

Benefits & Privileges

  • Pay Lower Monthly Instalments

    Option to pay lower monthly instalments by 10% for the first 5 years.

  • Full Flexibility at Your Convenience

    Flexibility to deposit, withdraw, transfer funds and check financing details through our Octo App.

  • Competitive Rate

    Enjoy attractive financing rate with our home financing package.

  • Want to Minimise Your Upfront Cost?

    Reduce your upfront commitment when you opt for our Zero Moving Cost package. We will take care of the legal and valuation cost.

     

    Refer to the link for more info.

  • Margin of Financing

    High margin of financing of up to 95% inclusive of MRTA / MLTA / Legal fee/ Valuation fee. (Maximum cap for MRTA / MLTA / Legal / Valuation fee at 5%)

  • Tenure

    Financing up to 35 years (minimum tenure 5 years) or age 70, whichever is earlier.

  • Purpose & Type of Properties

    For purchase and refinancing of completed and under-construction residential properties (including resort homes & service apartments) for individual customers.

  • Group Mortgage Reducing Term Assurance (MRTA) / Group Mortgage Level Term Assurance (MLTA)

    Financing of MRTA / MLTA is available providing you and your loved ones.

Fees & Charges 

For full list of Fees & Charges, click here.

Required Documents 

Identification document and proof of purchase Malaysian Applicants
  • Copy of NRIC
  • Sale and Purchase Agreement or the developer’s booking form

Foreign Applicants (Not applicable for Vacant Land Products)

● Regional Preferred/Private Banking (from the ASEAN countries where CIMB has a presence)

● Local Preferred/Private Banking

  • Copy of Passport (minimum 6 months validity) or MyPR
  • Sale and Purchase Agreement or the developer’s booking form
Income documents Salary Applicants
  • Latest 3 months' salary slips
  • Latest EPF statement or last 3 months' bank statements with credited salaries
Commission Applicants
  • Latest 6 months' commission statement
  • Latest 6 months' bank statement with credited commission
Self-Employed Applicants
  • Business registration
  • Latest 6 months' business bank statements
  • Latest Form B with tax payment receipt
Note: Foreigners and Malaysia Permanent Residents, without CIMB Regional Preferred or Private Banking relationship, may require to submit additional supporting documents upon request.

Need More Information?

Call Us At

+603 6204 7788

(Available 24 hours)