HomeFlexi Smart-i

Preferred Wealth

Preferred Experience

Preferred Regional

Help & Support

Insights from Chief Investment Office

Wealth Solutions

Islamic Wealth Management

Preferred Privileges

Exclusive Events

Banking Solutions

Latest Promotions

Regional Privileges

Locate Us

Accounts & Card

Financing

Remittance

Preferred Islamic Banking

Quicklinks

Important Notices

Preferred Terms & Conditions

The Ability to Save

Your Financing Profit

when you make any prepayment

The Flexibility

To Redraw From the Octo App

for free, anytime, anywhere

Zero Moving Cost

Available to Reduce Your Upfront Expenses

Benefits & Privileges

Full Flexibility at Your Convenience

Flexibility to deposit, withdraw, transfer funds and check financing details through our CIMB Octo App.
Competitive Rate

Enjoy attractive financing rate with our home financing package.
Want to Minimise Your Upfront Cost?

Reduce your upfront commitment when you opt for our Zero Moving Cost package. We will take care of the legal and valuation cost.

Refer to the link for more info.
Margin of Financing

High margin of financing of up to 95% inclusive of MRTT / Legal fee / Valuation. (Maximum cap for MRTT / Legal / Valuation fee at 5%)
Tenure

Financing up to 35 years (minimum tenure 5 years) or age 70, whichever is earlier.
Purpose & Type of Properties

For purchase and refinancing of completed and under-construction residential properties (including resort homes & service apartments) for individual customers.
Group Mortgage Reducing Term Takaful (MRTT)

Financing of MRTT is available providing you and your loved ones a peace of mind.

Eligibility & Requirements

Individuals aged 18 years and above

Fees & Charges

For full list of Fees & Charges, click here.

Calculate Your Monthly Instalment

Estimate your home loan amortisation with the Monthly House Loan Instalment Calculator. See how you can afford your dream home!

Find Out More

Required Documents

Identification document and proof of purchase	Malaysian Applicants	Copy of NRIC Sale and Purchase Agreement or the developer’s booking form
Identification document and proof of purchase	*Foreign Applicants (Not applicable for Vacant Land Products)* ● Regional Preferred/Private Banking (from the ASEAN countries where CIMB has a presence) ● Local Preferred/Private Banking	Copy of Passport (minimum 6 months validity) or MyPR Sale and Purchase Agreement or the developer’s booking form
Income documents	Salary Applicants	Latest 3 months' salary slips Latest EPF statement or last 3 months' bank statements with credited salaries
	Commission Applicants	Latest 6 months' commission statement Latest 6 months' bank statement with credited commission
	Self-Employed Applicants	Business registration Latest 6 months' business bank statements Latest Form B with tax payment receipt
Note: Foreigners and Malaysia Permanent Residents, without CIMB Regional Preferred or Private Banking relationship, may require to submit additional supporting documents upon request.

Need More Information?

Contact Us

Find resources to solve simple issues you may face

Email Us

Drop us an email and we'll get back to you

Visit A Branch

Visit us at our branches nationwide

Call Us At

Local: 1300 885 300

Overseas: +603 2295 6888

(Available 24 hours)

HomeFlexi Smart-i

Your Financing Profit

To Redraw From the Octo App

Available to Reduce Your Upfront Expenses

Benefits & Privileges

Full Flexibility at Your Convenience

Competitive Rate

Want to Minimise Your Upfront Cost?

Margin of Financing

Tenure

Purpose & Type of Properties

Group Mortgage Reducing Term Takaful (MRTT)

Eligibility & Requirements

Fees & Charges

Required Documents

Need More Information?

You are about to enter a third party website & CIMB Group's Privacy Policy will cease to apply.