Callable Islamic Range Accrual (CIRA)

Watch your wealth soar with Callable Islamic Range Accrual (CIRA).

Explore how CIRA can fuel your financial journey with rates

up to 4.15% p.a.

Subject to underlying reference index movement.

How does CIRA works?

CIRA quarterly profit is determined by the daily observation of the 3M Kuala Lumpur Interbank Offer Rate (KLIBOR).

Explore your investment possibilities

Option 1:

3.85% p.a. Profit Rate

Year	Lower - Upper limits	CIRA Profit Rate (% p.a.) Indicative
Year 1 (1-4 Quarter)	0.00% - 4.10%	3.85% p.a.
Year 2 (5-8 Quarter)	0.00% - 4.10%	3.85% p.a.
Year 3 (9-12 Quarter)	0.00% - 4.10%	3.85% p.a.
Year 4 (13-16 Quarter)	0.00% - 4.15%	3.85% p.a.
Year 5 (17-20 Quarter)	0.00% - 4.15%	3.85% p.a.

Option 2:

4.15% p.a. Profit Rate

Year	Lower - Upper limits	CIRA Profit Rate (% p.a.) Indicative
Year 1 (1-4 Quarter)	0.00% - 3.90%	4.15% p.a.
Year 2 (5-8 Quarter)	0.00% - 3.90%	4.15% p.a.
Year 3 (9-12 Quarter)	0.00% - 3.90%	4.15% p.a.
Year 4 (13-16 Quarter)	0.00% - 3.95%	4.15% p.a.
Year 5 (17-20 Quarter)	0.00% - 3.95%	4.15% p.a.

Notes: Pricing provided is subject to weekly refresh. For the latest pricing information, kindly reach out to your dedicated Relationship Manager or visit our nearest branch.

WARNING
THIS PRODUCT IS PRINCIPAL GUARANTEED. THE CUSTOMER WILL BE PAID THE SELLING PRICE UPON MATURITY. IF THE PRODUCT IS REDEEMED OR SOLD PRIOR TO MATURITY, THE CUSTOMER MAY LOSE PART OF THE SELLING PRICE. THIS PRODUCT IS NOT PROTECTED BY PERBADANAN INSURANS DEPOSIT MALAYSIA.

Terms and Conditions apply.

Callable Islamic Range Accrual (CIRA) is not protected by PIDM.

This material has not been reviewed by the Securities Commission Malaysia (“SC”).

Member of PIDM.