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Should the death of the person assured occur, we will pay the sum assured or account value, whichever is higher.
Life Assured’s Entry Age
Total and Permanent Disability (TPD)
In any case of TPD before the life assured’s 65th birthday, we will pay the sum assured or account value, whichever is higher. This is limited to RM2,000,000, the maximum aggregate payable for TPD benefit under this policy and all other individual and group policies/certificates issued by us. TPD coverage shall cease on the policy anniversary immediately following the life assured’s 65th birthday.
Should you decide to surrender your policy, we will pay a surrender value equivalent to the account value. Immediately following the receipt of your request to withdraw, the account value is calculated based upon the price of units being withdrawn on the valuation date.
When your policy matures, we will pay you the account value.
Enjoy guaranteed acceptance when you enroll and be insured for up to RM350K per life.
Diversified investment portfolio
Have all your investment needs covered in one product. Choose from local and foreign funds to suit your financial objectives.
Entry age: Based on your age as of your last birthday
|Life Assured||Policy Owner|
|Minimum Age of Entry||30 days old||18 years old|
|Maximum Age of Entry||65 years old||No Limit|
|Maximum Expiry Age||99 years old||Not Applicable|