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Benefits & Privileges

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Coverage & Benefit


Entry age: Based on the age of your last birthday basis.

Entry Age

10 Pay 20 Term*

15 Pay 25 Term**

20 Pay 30 Term***


30 days old


70 years old

65 years old

60 years old


 *    10 years of contribution payment term and 20 years of coverage term.


**   15 years of contribution payment term and 25 years of coverage term.


***  20 years of contribution payment term and 30 years of coverage term.


• For the contract owner, the minimum entry age is 18 years old.


1 Not applicable for foreigner application, whereby underwriting may be applicable.


2 Amount varies depending on the plan chosen.


3 TPD coverage will cease on the contract monthly anniversary immediately following the person covered’s 70th birthday


4 The additional payout for accidental death/TPD coverage will cease on the contract monthly anniversary immediately following the person covered’s 70th birthday.  

Important Notes

This product is managed by Sun Life Malaysia Takaful Berhad Registration No. 200501012215 (689263-M) (“Sun Life Malaysia”), a Takaful Operator registered with Bank Negara Malaysia under the Islamic Financial Services Act 2013.


Sun Life Malaysia is a member of Perbadanan Insurans Deposit Malaysia (PIDM). As a member of PIDM, some of the benefits covered under the takaful certificates offered by Sun Life Malaysia are protected against loss of part or all of the Takaful benefits by PIDM, in the unlikely event of a Takaful Operator member failure. For further details of the protection limits and the scope of the coverage, please visit the PIDM website  ( or call the PIDM toll free line at 1-800-88-1266. 


The description of the features and benefits of the takaful product herein is not a contract/certificate of family takaful and is only a brief summary of the takaful product for quick and easy reference. The complete terms and conditions of the takaful product are contained in the Contract/Certificate Document of Sun Life Malaysia Takaful Berhad Registration No. 200501012215 (689263-M), the Takaful Operator.


CIMB Islamic Bank Berhad ("Bank") accepts no responsibility, obligation or liability for this takaful product and the services provided by the Takaful Operator. The Bank merely acts as a distributor for this takaful product.

This takaful product is the Sun Life Malaysia’s product and not a product of the Bank. Therefore this takaful product is not guaranteed by the Bank, its subsidiaries and/or its affiliates and the Takaful Operator shall undertake the full responsibilities, obligations and liabilities in respect of this takaful product. 


Terms and Conditions apply.