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MY

What is eGIA?

A Gold Investment Account is a type of investment account that allows you to buy, hold, and sell gold as part of your investment portfolio. 

 

It is an account that allows you to trade (buy and sell) gold online without having to hold any physical gold.

Why You Should Invest in CIMB eGIA

Affordable

As Low As 1 Gram

Convenience

Buy or Sell Your Target Gold Price

via CIMB Clicks and we will execute the order for you

Potential Capital Gains

Your Investment Grows

with Gold Price Appreciation

Benefits & Privileges

  • Affordable

    A low-cost option for investors looking to add precious metals to their investment portfolio, starting from just 1 gram.

  • Liquid and Convenient with CIMB Clicks

    With CIMB Clicks, you can buy and sell gold anytime, providing you with a liquid investment option that's always accessible.

  • Stay on Top of Gold Prices

    Get daily gold price updates and stay informed on market trends by subscribing to CIMB Clicks.

     

    Click here to view steps to subscribe.

  • Set Your Order, We Execute

    Set your target price, and we’ll automatically execute the transaction once it reaches your goal – save the hassle, no need to monitor it.

Why Should You Consider Gold Investment?

Safe Haven Asset

Gold is considered a safe haven due to its history of preserving value during economic uncertainty, market volatility, or geopolitical tensions.

Hedge Against Inflation

When inflation rises, the value of money decreases, but gold tends to maintain or increase in value.

Liquid Asset

Gold is easy to buy and sell in global markets, making it a convenient asset for investors like central banks and hedge funds.

Diversification

Adding gold can help diversify your investment portfolio as gold usually has little correlation with stocks and bonds, reducing overall risk.

Inversely Correlated to the U.S. Dollar

Gold is often inversely correlated to the U.S. dollar, meaning that when the value of the U.S. dollar falls, the price of gold tends to rise, and vice versa.

CIMB Bank Daily Gold Price

Last Updated: 3:10 pm, 24 Oct 2025, Friday

Gold Type Bank Selling (RM/gram) Bank Buying (RM/gram)
CIMB Clicks 557.9000 550.8000
Branch/OTC 558.9000 549.9000

Disclaimer: Gold prices above are indicative prices and are subject to change without notice. Please check for the latest pricing via CIMB Clicks or at any CIMB Bank branch before performing any gold purchase or sale transactions.

Do You Know What Affects Gold Prices?

Gold Price Trend

Gold Price in MYR
Gold Price in USD

2024 Historical Price (GLDMYR)

Month (2024) Jan Feb Mar Apr May Jun Jul Aug Sept Oct Nov Dec
Price * 310.11 311.72 338.96 350.80 354.47 352.90 361.24 347.74 349.28 392.36 379.28 383.85

*price as at end of the month

2024 Historical Price (XAUUSD)

Month (2024) Jan Feb Mar  Apr May Jun Jul Aug Sept Oct Nov Dec
Price * 2039.52 2044.30 2229.87 2286.25 2342.59 2326.75 2447.60 2503.39 2634.58 2743.97 2643.15 2657.90

*price as at end of the month

Price Trend

View Full Price Trend

The above historical prices is purely for information purposes only and is not an indicative of future direction, volatility, or fluctuations of gold.

Easy Steps to Start Investing in Gold via CIMB Clicks!

Step 1

 

Login to your CIMB Clicks.

Step 2

 

Select 'Apply & Invest' and Go to 'Gold Investment Account' under Investment category.

Step 3

 

Now you can easily open your CIMB e-Gold Investment Account and start investing in gold from as low as 1 gram.

Step 1

 

Visit www.cimbclicks.com.my on your mobile browser and login to CIMB Clicks.

Step 2

 

Select the 'Pen' [Apply & Invest] icon and Go to 'Gold Investment Account' under Investment category.

Step 3

 

Now you can easily open your CIMB e-Gold Investment Account and start investing in gold from as low as 1 gram.

Alternatively you view the detailed steps to begin your eGIA via CIMB Clicks.

Historically, gold is seen as a valuable commodity. Gold investment can act as a hedge against inflation and portfolio diversifier during trying times.

Know More About Product Ideas

Learn more about eGIA
Learn more about eGIA

Check account, buy & sell
Check account, buy & sell

Subscribe price alert, buy & sell later
Subscribe price alert, buy & sell later

Eligibility & Requirements

Minimum investment amount of 1 gram

  • Flexibility to buy and sell gold conveniently via CIMB Clicks.

 

For more information, please consult a Personal Financial Consultant or Relationship Manager at your nearest branch.

Existing CIMB Bank customer & have not registered at CIMB Clicks yet?

Register Here

Product Disclosure Sheet

CIMB Bank e-Gold Investment Account - Product Disclosure Sheet (ENG)
CIMB Bank e-Gold Investment Account - Product Disclosure Sheet (BM)
CIMB Bank e-Gold Investment Account Agreement (ENG)
CIMB Bank e-Gold Investment Account Agreement (BM)

Rates & Charges

e-Gold Investment Account (eGIA)

 

Types of Charges

  • Annual service fee of RM5.00 – in the event the gold balance in the eGIA falls below 5 grams as at 31 December.
  • A closing fee of RM10 should the eGIA be terminated within 6 months of opening.
CIMB Bank e-Gold Investment Account - Daily Price
CIMB Bank e-Gold Investment Account - Rates & Charges

All fees and charges in the above are subject to government taxes at the prevailing rate, where applicable.

Important Notes


WARNING
THE e-GOLD INVESTMENT ACCOUNT (“eGIA”) IS NOT A PRINCIPAL PROTECTED PRODUCT NOR AN INTEREST BEARING ACCOUNT. THE RETURNS ON THE eGIA DEPENDS ON GOLD PRICE FLUCTUATIONS, THE RETURNS ON YOUR INVESTMENT IN GOLD ARE UNCERTAIN AND YOU RISK EARNING NO RETURNS AND/OR THE POSSIBILITY OF INCURRING LOSSES. YOU ARE ADVISED TO READ AND UNDERSTAND THE CONTENTS OF THE CIMB BANK e-GOLD INVESTMENT ACCOUNT AGREEMENT AND OPEN THE e-GIA BASED ON YOUR OWN JUDGEMENT AND/OR INDEPENDENT ADVICE OBTAINED. THIS PRODUCT IS NOT PROTECTED BY PERBADANAN INSURANS DEPOSIT MALAYSIA.

MEMBER OF PIDM.

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