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Medical treatment overseas
RM8 million annual limit and RM16 million lifetime limit in world-leading medical treatment with personalised second medical opinion (upon request) for selected covered conditions/procedures. These include treatment/surgery and all medical expenses related to cancer, coronary artery bypass surgery, heart valve surgery, neurosurgery, live-donor organ transplant and bone marrow transplant.
Full concierge services just for you
Seamless process with full concierge services for you and your companion (or two companions if the life assured is a dependent child of the policy owner).
RM800 Per Hospitalisation Day and Follow Up Care Benefit Up to 180 Days
RM800 per hospitalisation day, for up to a maximum of 60 days per disability. Follow up care benefit up to 180 days from the last discharged date of a hospital admission.
High coverage amount on death, total and permanent disability (TPD) and advanced-stage critical illnesses
In the event of death, TPD1 or diagnosis of advanced stage critical illness, you or your loved ones will receive:
i. 100%2 of the sum assured; and
ii. the value of your universal account (UA), less any indebtedness.
Early stage critical illness benefit and reset benefit
Early stage critical illness (CI) benefit
Reset benefit (only applicable for early cancer benefit)
When your plan matures, you will receive the value of your Universal Account, less any indebtedness.
Non-medical limit up to RM2 million
Get up to RM2 million coverage without undergoing medical check-up3 upon enrollment.
Entry age: Based on the age of your last birthday basis
|Life Assured (For Plan Up to Age 70)||Life Assured (For Plan Up to Age 80)||Policy Owner|
|Minimum entry age||30 days old||30 days old||18 years old|
|Maximum entry age||60 years old||65 years old||99 years old|