2Total and Permanent Disability coverage will be provided until the plan monthly anniversary immediately following the 75th birthday of the person covered.

3The basic sum covered shall depend on the entry age of the person covered as follows:

Person Covered Entry Age Basic Sum Covered  
Age 0 to 55 125% of total contribution paid (excluding top-up contribution, if any) - 100% partial withdrawal (if any) from the Investment Account 1  
Age 56 to 70 105% of total contribution paid (excluding top-up contribution, if any) - 100% partial withdrawal (if any) from the Investment Account 1  
Age 71 to 85 Total contribution paid (excluding top-up contribution, if any) - 100% withdrawal (if any) from the Investement Account 1 + Min(5% of total contribution paid (excluding top-up contribution, if any), RM5,000)