• Card Privileges

No Annual Fee

15% off at Eraman

Enjoy 15% off at Eraman, Malaysia's largest duty-free outlet

Instant recognition and priority service

Enjoy exclusive access at over 100 CIMB Preferred Centres across ASEAN and at all CIMB Bank branches in Malaysia.

Preferential rates

Enjoy preferential foreign exchange rates @ CIMB Bank Bureau de Change in Malaysia.

Accumulate bonus points whenever you spend

Earn 1 bonus point for every RM1 spent locally and 2 bonus points for every RM1 spent overseas.

 

You can redeem your bonus points for exclusive merchandise & gifts from our Members Reward Catalogue.

Complimentary airport lounge access

Exclusive access to all Plaza Premium Lounges in Malaysia:

• 6x per annum for Private Wealth customers

• 4x per annum for CIMB Preferred customers

and enjoy unlimited access at selected airport lounges in Singapore, Indonesia, Thailand and Cambodia.

Dedicated CIMB Premier Travel Desk

Experience dedicated travel assistance for all your travel needs with CIMB Premier Travel Desk.

 

CIMB Premier Travel Desk services are provided by:

Corporate Information Travel (CIT): 03-2091 9922 / 1300 88 0998

Concierge Services

Enjoy concierge services for all your personal needs no matter where you are. Visa INFINITE concierge services are accessible by calling Visa INFINITE Customer Centre (VICC) at 1800-803-006.

 

For more details, please visit www.visainfinite-asia.com

Goods & Services Tax (GST) (Effective 1 April 2015)

The fees/charges where published are inclusive of “Goods and Services Tax (GST)” where applicable and you shall be liable for all goods and services tax payable in connection with or arising out of credit cards or other cards issued to you under this application or any accounts or services in connection therewith and you authorise the bank to debit your account for the same.

Annual Fee

Waived

Finance Charge for Retail Transaction

The charges are:

·         1.25% per month or 15% per annum if you have promptly settled your minimum payment due for 12 consecutive months

·         1.42% per month or 17% per annum if you have promptly settled your minimum payment due for at least 10 months in a 12-month cycle.

·         1.50% per month of 18% per annum if your payment record is not within either (a) or (b) above.

Finance Charge for Cash Transaction

1.5% per month or 18% per annum calculated on daily rest basis from transaction date to the date it is settled in full.

Cash Advance Fee

The cash advance fee is 5% of the amount advanced or a minimum of RM 15.90, whichever is higher. This is imposed for each cash advance transaction.

Minimum Monthly Repayment

5% of the outstanding balance or a minimum of RM 50 whichever is higher.

Late Payment Charge

1% of the total outstanding balance as at statement date or a minimum of RM 10, whichever is higher, capped to a maximum of RM 100 and will only be imposed if the minimum payment due is not paid by the due date.

Finance Charges Free Period

Full payment on previous statement balance:

·         Enjoy a finance charges-free period of 20 days for all new retail transactions from statement date.

Partial or minimum payment on previous statement balance:

·         No finance charges-free period.

·         A finance charge will be levied on your unpaid outstanding balance and all new transactions from the date the transactions are posted.

Conversion for Overseas Transaction

The conversion rate as determined by MasterCard International / VISA International plus an administrative cost of 1% plus, any transaction fee charged by MasterCard International / Visa International.

Replacement Card

1st time – RM10
Subsequent – RM50